Investment Profile10% assumed ROI
Moderate assumes a balanced growth approach and an illustrative 10% annual return.
25/100
1 of 4 Foundations in Place
At the selected assumptions, your projected retirement corpus may support withdrawals to approximately age 63.
Assumed retirement starts at age 60, with planning through age 90.
Planning to retire earlier or need an in-depth estimate? Explore the Detailed Calculators below.
Projected at 60₹1,40,51,218
Indicative Requirement₹7,60,82,775
✓Liquidity Buffer
✓Investment Habit
✓Corpus on Track
✓Longevity
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- Retirement is assumed at age 60 and planning continues to age 90.
- Lifestyle inflation is assumed at 7% before and after retirement.
- The expense entered is treated as today's monthly household expense and is inflated to retirement.
- The same illustrative annual return is applied before and after retirement: Conservative 7%, Moderate 10%, or Aggressive 14%.
- Current wealth is compounded monthly until retirement. Monthly investments are added at the end of each month and continue until retirement.
- Retirement withdrawals begin at retirement, occur at the start of each month, and increase by 7% after every 12 months.
- The liquidity foundation passes when entered wealth equals at least six months of current expenses.
- The investment-habit foundation passes when monthly investment equals at least 20% of current monthly expenses.
- The corpus-on-track foundation passes when projected retirement wealth reaches at least 75% of the calculated requirement.
- The longevity foundation passes when projected wealth supports withdrawals through age 90.
- Taxes, fees, pensions, insurance proceeds, and other income are not modelled.
- This is an awareness diagnostic, not a financial plan or a guarantee of returns.