Financial Readiness Calculators

Explore the numbers behind your goals.

Use six calculators to explore how different assumptions may affect illustrative outcomes. Results are estimates for general information and are not investment advice.

Name the Goal

Goal Cost in Today's Value₹50.00 L

₹

Current Provision for This Goal₹5.00 L

₹

Years to Goal10 yrs

1 yrs30 yrs

Expected Annual Return12%

5%18%

Expected Inflation6%

3%10%

Future Goal Value

₹89.54 L

Projected Value of Existing Investment

₹15.53 L

Assuming 12% annual return selected above

Funding Gap

₹74.01 L

Required Monthly SIP

₹31,856

Child education funding trajectory

Today's ₹50.00 L goal becomes ₹89.54 L in 10 years

A monthly SIP of ₹31,856 means approximately ₹38.23 L in new contributions. Returns and inflation are assumptions, not guarantees.

Model used

Inflation-adjusted future goal less the future value of existing provision; the remaining gap is funded using an annuity-due SIP.

Assumptions

Goal cost grows at 6% annually and existing provision grows at 12% annually.
SIP instalments occur at the beginning of each month; taxes, costs and return variability are excluded.

Next step

Build my goal-based investment plan

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