Financial Readiness Calculators
Explore the numbers behind your goals.
Use six calculators to explore how different assumptions may affect illustrative outcomes. Results are estimates for general information and are not investment advice.
30 yrs
20 yrs55 yrs
60 yrs
50 yrs65 yrs
₹50.0K
₹20.0K₹15.00 L
6%
5%9%
6%
3%10%
9%
4%15%
90 yrs
75 yrs100 yrs
Inflation-Adjusted Monthly Expense @ Retirement
₹2.87 L
Target Retirement Corpus
₹7.10 Cr
30 years to retirement · 30 retirement years modelled using post-retirement inflation, expected post-tax portfolio return, and life expectancy.
Monthly expense trajectory
Model used
Growing annuity due: retirement expenses begin immediately at retirement, rise annually with inflation and are discounted using the expected post-tax portfolio return.
Assumptions
- 6% inflation applies until retirement; 6% applies thereafter.
- The portfolio earns a constant 9% after tax until age 90.
- No pension income, one-off medical costs, legacy corpus, taxes beyond the selected post-tax return, or safety margin is included.
Next step
Generate my monthly SIP plan to hit this milestone
Discuss what these numbers mean for your plan.