Financial Readiness Calculators
Explore the numbers behind your goals.
Use six calculators to explore how different assumptions may affect illustrative outcomes. Results are estimates for general information and are not investment advice.
₹5.00 Cr
₹25.00 L₹50.00 Cr
₹2.00 L
₹30.0K₹10.00 L
6.5%
4%10%
9%
4%15%
60 yrs
50 yrs70 yrs
95 yrs
75 yrs100 yrs
Risk of Depletion
Corpus may run dry around Age 89 years 7 months.
Model used
Monthly cash-flow simulation: each withdrawal occurs at the beginning of the month, followed by one month of portfolio growth; withdrawals increase once a year with inflation.
Assumptions
- 9% is treated as a constant effective annual post-tax return and converted to an equivalent monthly rate.
- The initial ₹2.00 L monthly withdrawal rises by 6.5% each year.
- The simulation runs from age 60 through 95; market volatility, sequence-of-returns risk, fees and one-off expenses are excluded.
Next step
Optimize my asset allocation to prevent running out of wealth
Discuss what these numbers mean for your plan.